The Centiv Blog
Feature deep-dives, product updates, and a calmer way to think about money.

Comparisons · 42m ago
Monarch, YNAB, Rocket Money, Cleo & Albert: An Honest Comparison (and Where Centiv Fits)
Looking for the right money app in 2026? Here's a fair look at what Monarch Money, YNAB, Rocket Money, Cleo, and Albert each do best — and how Centiv's six AI advisors and ¢Score fit in.
By The Centiv Team

Privacy · 1h ago
Your Spending, Not Your Identity: What Centiv's AI Actually Sees
More people than ever are typing their finances into AI chatbots. Before you do, it's worth knowing exactly what an AI sees — and what it should never see. Here's how Centiv's advisors are built differently, line by line.
By The Centiv Team

¢Score · 1h ago
Your ¢Score, Explained: The One Number That Has Your Back
¢Score turns the noise of five different money signals into a single 0–100 read on your financial wellness — and unlike a credit score, it's built to support your choices, not grade them. Here's what it measures, what your number means, and how to act on it.
By The Centiv Team